FDCPA Defense Attorney Services

Skilled Defense Attorneys for Collections Violations in Pennsylvania

Hynum Law represents lenders, creditor law firms, debt buyers and collection agencies accused of violating the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and comparable state consumer protection laws.

Protecting creditors from violations of the FDCPA and FCRA

In 1978, as part of the Consumer Credit Protection Act, Congress enacted the FDCPA to eliminate abusive debt collection practices. Attorney Michael Hynum assists collection agencies, debt buyers, and financial institutions facing threats or lawsuits filed under the FDCPA and the FCRA. Since the Act's passage, our attorneys have asserted the rights of creditors to act in good faith to collect monies owed.

The firm provides clients with:

  • Reliable advice on FDCPA compliance issues
  • Skilled defense of lawsuits brought by debtors

Understanding the FDCPA, FCRA and the Consumer Credit Protection Act

Like many federal statutes, the FDCPA contains language that raises questions about how the law applies to creditors and debtors. Unfortunately, the courts have not produced adequate answers to those questions. Additionally, the law has not been sufficiently updated despite 30 years of technological advancement.

Hynum Law provides clients with accurate and reliable analysis of the FDCPA and FCRA to ensure creditors’ protocols and procedures remain in compliance.

The firm has extensive experience in administrative inquiries and hearings, in which governmental agencies seek to investigate, fine, or take other action against collectors and creditors.

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) established the Consumer Financial Protection Bureau (CFPB), which began operations in 2011, further adding to the list of requirements with which certain creditors and collectors are expected to comply.

Is your business operating within the proper guidelines?

As the economy lags and personal debt rises, consumers are pursued to pay what they owe. There has been an increase in debtor litigation against creditors and debt collectors for alleged improper practices.

The attorneys at Hynum Law are experienced in consumer debt collection. We know what conduct is permissible, and what is not, and how best to defend against FDCPA claims and defeat class certification.

The firm forms early and effective plans that produce optimal outcomes for clients accused of FDCPA and FCRA violations.

Contact a capable FDCPA defense attorney in Pennsylvania

If your organization needs advice or defense counsel for an Agency inquiry, civil lawsuit, or compliance issues, call Hynum Law today at (717) 801-1105 or contact us using the form on this page.